Remortgaging your property

NexMoney can offer access to exclusive mortgage rates. There are significant savings to be gained from remortgaging your property.

Remortgaging means paying out your existing mortgage and switching to a new mortgage with a different lender – usually done to take advantage of a lower interest rate. This can potentially save you significant amounts in repayments. NexMoney can take you through the process of remortgaging your home, securing the best deal for your personal circumstances.

When remortgaging it is important to understand all of the details so that you can be sure of securing the best deal for you. It can be a perplexing process if you’re not experienced in the mortgage market, and this fact often costs property owners significant sums of money as they delay or avoid remortgaging. NexMoney can take care of the detail for you, taking the hassle out of the process and leaving you to pocket the savings.

Your NexMoney adviser will talk to you about your particular situation and offer individual tailored service to suit your personal circumstances and needs. For many property owners switching to the lowest rate will bring them the most benefit; for others it is switching to a mortgage offering more flexibility or special additional benefits. In some cases valuations and legal services may be available for free with rates secured by NexMoney, and many of our products will attract no upfront fees. Whatever your needs and circumstances, your NexMoney adviser can find you a loan that will save you money by remortgaging.

Fixing your interest rate can be a great way to take advantage of low rates and provide you with certainty around your mortgage costs. We can offer access to 2, 3, 5 and 10 year fixed-rate deals. Your NexMoney adviser can take account of your personal circumstances and advise you on whether a fixed rate mortgage is right for you, and secure you the best deal on the market for your needs.

You may have to pay an early repayment charge to your existing lender if you remortgage.